Direct savings » Open an online savings account | Porsche Bank

Porsche Bank Direct Savings

As a financial services company operating at an international level, we offer you secure investment products at attractive interest rates. Invest your money with Porsche Bank now and profit from fair conditions from the very first euro.

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Conveniently manage your financial affairs from home or on the go, access your account online around the clock and experience financial flexibility with our products Direct Savings Flexible and Direct Savings Fix. Flexible direct savings with Porsche Bank Direct savings at a fixed interest rate with Porsche Bank

Online banking direct savings

Alongside attractive interest rates, starting immediately we also offer you cutting-edge and user-friendly management of your savings deposits.

The new online banking direct savings by Porsche Bank offers a modern design, easy operation and the strictest security standards.

Get started right away and find out about the many advantages of the new online banking direct savings by Porsche Bank.

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Our forms of investment

Direct Savings Flexible

Are you looking for a savings account that gives you high interest rates and thus a high return? Then discover the Direct Savings Flexible account by Porsche Bank now. With us, your savings are in the very best of hands.

Payable on demand at 2,75 % interest rates p.a.

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Direct Savings Fix

The savings account with the special extra: with the Direct Savings Fix account, profit from guaranteed interest rates. This allows you to predictably access your assets at short notice. Including simple and free account management.

Term deposits with up to 3,60% interest p.a.

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Further information

Banking & app

The eBanking direct savings by Porsche Bank offers simple operation combined with the strictest security standards. All functions available in the desktop version can be used just as easily on a tablet or smartphone.

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Security & law

Porsche Bank has taken numerous security measures to ensure both deposit protection and data protection. So you can rest assured that your financial investments are in the best hands. As a member of the statutory deposit protection scheme of Einlagensicherung AUSTRIA Ges.m.b.H, we also provide you with all the legal information on our products and services.

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Direct Savings FAQs

This is where you’ll find the most important questions and answers on the topic of direct savings. From costs to terms to security, it’s all included.

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Forms

Here you’ll find all the important forms related to direct savings. Simply download, fill out and send.

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Your benefits with direct savings

Keep an overview

All the essential information (account balance, interest rate or term) displayed clearly on one page.

mTAN procedure

Swift, personal and straightforward authentication procedure.

Flexible and quick availability

With your Flexible account, you can credit the desired payment amount back to your reference account in a fast and straightforward manner. The money is credited to the account the next day.

Saving made easy - anywhere, anytime

With the Porsche Bank Direct Savings app, you can conveniently carry out your mobile bank transactions wherever you are.

Fixed interest rates guaranteed

Simply fill out the application form for your Fix account online and just like that, you’ll be profiting from fixed interest rates.

Easy communication

Use your personal electronic inbox to get in contact with the Porsche Bank team.

Download the e-BANKING app now

The Porsche Bank Direct Savings app allows you to conveniently carry out your bank transactions via your smartphone.

App Store DE Google Play DE

Contact

Further information on direct savings is available from the Porsche Bank direct savings team.

Telephone
0800 311 911 E-Mail
direktsparen@porschebank.at

Frequently asked questions

Direct savings

Currently, one direct savings flexible account can be opened per customer. However, you have the option of opening several Direktsparen Fix accounts.

No, direct savings accounts can only be opened in the name of one person.

The provisions of the German Deposit Guarantee and Investor Compensation Act (ESAEG) apply. Your deposits are protected up to EUR 100,000. You can also find more information under "Deposit Guarantee".

For "Direktsparen Flexibel"customers, the account statement is issued once a year as of December 31. You will be informed of this by e-mail and can view and print out the statement via your personal Direktsparen homepage.

The minimum deposit for the Direktsparen Fix account is EUR 5,000.

The maximum deposit per customer for Direktsparen Flexibel and Direktsparen Fix is EUR 1 million.

Large investments require the separate approval of Porsche Bank.

The Porsche Bank service team will be happy to help you.

Service Hotline: 0800 311 911 (free of charge from all over Austria)

Service: Tel +43 (0)662 4683-3600

Service: Fa +43 (0)662 4683-3332

E-mail: direktsparen@porschebank.at

By mail: Porsche Bank AG, Direct Savings Team, P.O. Box 911, 5021 Salzburg, Austria

Our opening hours:

Monday - Thursday 08.00 to 17.00,

Friday 08.00 to 16.00

Conditions & Prices

  • Account management
  • Posting lines
  • Account closure
  • Online banking
  • Online account statement
  • Change reference account
  • mTan

Fees apply if your Direktsparen Flexibel account is blocked due to a pledge or probate. The blocking fee is EUR 35.

For security reasons, a change to your reference account and cell phone number is only possible in writing. The change forms are available under Forms. Please send the completed and signed form to Porsche Bank AG, Team Direktsparen, Postfach 911, 5021 Salzburg. We can only accept the change form with an original signature.

However, you are also welcome to send the change to us simply and easily via your e-Postbox.